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Car Loan Solutions Made (very) Easy

When you’re ready for a new car, you’re a step ahead as a member of South Bay Credit Union. We’re a cooperative, and our business is helping you reach your goals, whether it’s a brand new car, or simply a reliable used vehicle to get you to work, school or the beach.


You can apply online on our secured website or visit one of our branches to pick up an application.  If you have questions or want help filling out an application, you will find SBCU employees ready to help at our branches, by phone 310-374-3436 or by email at  You can also download the application here.


Along with low rate and easy terms, we offer:
  • Up to 120 percent financing, including tax, license & SBCU Mechanical Breakdown Insurance
  • Up to 84 month financing, depending on vehicle purchase price
  • 60 days until first payment due & payment vacations for eligible loans
  • Payroll deduction available as a convenient repayment option
  • First time auto buyers and credit rebuilding programs available
  • What you WON’T find with an SBCU auto loan are application fees, hidden closing costs or early-payoff penalties. Isn’t that nice? We think so.

Financing also is available for RVs, motorcycles and boats. Ask us for details!


  • Online calculators. Take a look and see what you can afford and how soon you can pay off the loan.
  • Loan Pre-approval. You’ll enjoy a buyer’s advantage once you arrange loan pre-approval because dealers will know you are free to take the best offer. It also makes it easier to shop within your budget.
  • We know people. In fact, we’ve arranged deals with several partners to offer you discounted programs including auto insurance, mechanical breakdown insurance and GAP insurance.  Visit our Member Benefits page for more details. 

Back to Loans


You can shop Autoland’s large vehicle selection, calculate payments, configure a car, and compare new or used vehicles, all without having to leave your home or office. When you request a quote, a Member Service Representative will connect you to a Consultant who will give you expert advice to help make your decision easy and hassle-free. Find a car now by clicking on the Autoland logo!

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Copyright 2010-2013 South Bay Credit Union. All rights reserved.
Web Site Design and Content Management by JSS Enterprises, Inc.

APR=Annual Percentage Rate. Sample auto loan of at 48 months, for well qualified borrowers. Sample 0.00% APR credit card balance
transfers for 6 months. Purchases and cash advances are subject to standard rates. All loans subject to borrower and property qualifications. Not all applicants
may be approved. Loan and deposit rates are subject to change without notice. Conditions, restrictions, and terms may apply.

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