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(310) 374-3436
SBCU@southbaycu.com

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Home Branches & Locations About Us Contact Us VISA Credit Cards

VISA Platinum

South Bay Credit Union offers a Visa® Platinum Card with a limit of up to $25,000.

  • NO ANNUAL FEE!
  • 25-day grace period on purchases – no new finance charges when balance is paid in full by the due date
  • Credit limits to suit your finances - Up to $25,000 for Visa Platinum
  • Low monthly payments – just 2% of your outstanding balance
  • Cash advance option – use either card to pay off higher-cost cards
  • Balance Transfer option – use our card to pay off higher-cost cards with NO CASH ADVANCE FEE
  • Convenient access to information through our online banking, "It's Me 247"And online access to view your account history, real time
  • Mobile Access to view your account history, make payments or transfers - sbcu.org/mobile for details
  • eStatements for secure access to statements
  • eNotices text banking alerts to remind you when payments are due
  • Auto rental and travel accident insurance
  • Universal acceptance

SBCU Visa Platinum Cards are accepted worldwide. Enjoy access to hotel accommodations, transportation, entertainment and cash when you need it - at rates and terms that are customized specifically for our Credit Union member-owners.

Pay Off Those Higher-Cost Cards!
If you have department-store or bank credit cards, you’re probably paying finance rates as high as 21% APR – and these costs really add up over the year. But, you may get substantial interest savings when you repay your higher rate credit card balances with a balance transfer to your SBCU Visa Cards - at no fee!

It’s Easy to Apply!
Apply now and experience the credit union difference. 

Share-Secured VISA Platinum

The secure way to build your credit. 
South Bay Credit Union's Visa® Platinum Share-Secured credit card can help you establish a strong credit history and even rebuild damaged credit.

How it works
You can use your Secured Card like any other credit card: Make purchases, transfer balances and take cash advances. Your credit limit is determined by the amount of money you have in your secured Kinecta share account.  All the features and benefits are the same as our Platinum VISA card except the credit line on your Secured Card will equal the balance in your account.  By using your Secured Card responsibly, you may qualify for an unsecured card with a higher credit limit in the future

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Web Site Design and Content Management by JSS Enterprises, Inc.

APR=Annual Percentage Rate. Sample auto loan of at 48 months, for well qualified borrowers. Sample 0.00% APR credit card balance
transfers for 6 months. Purchases and cash advances are subject to standard rates. All loans subject to borrower and property qualifications. Not all applicants
may be approved. Loan and deposit rates are subject to change without notice. Conditions, restrictions, and terms may apply.


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