South Bay Credit Union offers two high-performance Visa Credit Cards that deliver real value: Visa® Classic Card, with a limit of up to $5,000 or Visa® Platinum Card, with a limit of up to $25,000. You may use either card to pay off higher-cost credit card* debt!

SBCU Visa Cards are accepted worldwide. Enjoy access to hotel accommodations, transportation, entertainment and cash when you need it - at rates and terms that are customized specifically for our Credit Union member-owners.

Both cards offer:

• NO ANNUAL FEE!
• 25-day grace period on purchases – no new finance charges when balance is paid in full by the due date
• Credit limits to suit your finances - Up to $5,000 for Visa Classic and up to $25,000 for Visa Platinum
• Low monthly payments – just 2% of your outstanding balance
• Cash advance option – use either card to pay off higher-cost cards
• Auto rental and travel accident insurance
• Universal acceptance
• And online access to view your account history

Pay Off Those Higher-Cost Cards!
If you have department-store or bank credit cards, you’re probably paying finance rates as high as 21% APR – and these costs really add up over the year. But, you may get substantial interest savings when you repay your higher rate credit card balances with a balance transfer to your SBCU Visa Cards - at no fee!

It’s Easy to Apply!
To apply for a VISA Credit Card, fill out the downloadable application (PDF) and return it to the Credit Union. You can transfer other card balances at the same time you apply! (Fill out the balance transfer section on the Visa application).