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Home Branches & Locations About Us Contact Us Savings, Money Market, Certificates

South Bay Credit Union offers savings and investment accounts designed to make your money work harder.

The Membership Share Account is an important first account as it provides access to all other Credit Union services and conveniences. Credit Union member/ownership is established with your Membership Share Account. One “share” of ownership – a low $5 minimum balance – must remain on deposit at all times to qualify you as a member/owner. Membership Share Accounts earn competitive dividends which are paid monthly. And, the more you save, the higher your dividend rate.

Need Account Assistance?
To open a Membership Share Account, simply fill out a Signature Card and return it to the Credit Union with your minimum $5 opening deposit.

Share Certificates
Invest with confidence when you utilize a higher-earning, Share Certificate Account. Returning higher dividends in exchange for fixed investment terms, Share Certificates are a helpful option for nearly every saver. Choose the term that best fits your requirements, from 3 to 60 months.  All you need is a minimum of $1,000 to get started today.  Dividends are paid quarterly and at maturity.

Holiday Account
To help you save for holiday expenses, South Bay Credit Union offers a convenient Holiday Club Account. Open this account at any time. It will earn dividends until it matures in November.

Money Market
South Bay Credit Union’s Money Market Account (MMA) earns higher dividends in exchange for the higher minimum opening balance requirement of $2,500. And, not only is this higher-earning account a great investment option, it also offers CHECK ACCESS, with up to three (3) no-fee checks per month! Dividends are paid monthly. Rates are subject to change.

Investment Advisory Services
South Bay Credit Union does not offer these services in house, however, we established a referrral partnership with an independent advisor that will provide a discount for services to South Bay Credit Union members.  Click here for more details. 

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transfers for 6 months. Purchases and cash advances are subject to standard rates. All loans subject to borrower and property qualifications. Not all applicants
may be approved. Loan and deposit rates are subject to change without notice. Conditions, restrictions, and terms may apply.

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