South Bay Credit Union offers a wide-range of loan products and services to meet the needs of our members. Whether you are purchasing a new car or your first home, South Bay Credit Union has the right loan for you. Please take a few minutes to explore the links below to the products and services that interest you.

• Home Loans
• Auto Loans
• Personal Loans
• VISA Credit Cards
• Insurance Services
• Student Loans

Our online application only takes a few minutes to complete.  It is helpful to the fhe following information available before your start:  your Social Security Number, employer name and phone number, and you annual income amount.   This online application is only for Vehicle Loans or Signature Loans.  Other loan types are available but must be applied for using the forms supplied below.

• Loan Application Form
• Loan Application Form (PDF Fillable)
• Real Estate Pre-approval Application Short Form
• Real Estate Pre-approval Application Short Form (PDF Fillable)
• Real Estate/Mortgage Application Form Long Form
• Real Estate/Mortgage Application Form Long Form (PDF Fillable)
• VISA Credit Card Application Form
• VISA Credit Card Application Form (PDF Fillable)

We have a number of calculators to help you make important decisions such as:

• Should I refinance?
• How much car can I afford?
• How long will it take to pay off my loan?
• What will my investment be in the future?
• How much do I need to support my retirement?
• Should I lease or buy?

To access the calculators that will provide answers to these questions and many more, please click here.