“Choice” has always been a privilege of freedom, and in our effort to give you the freedom of choice, South Bay Credit Union has developed “Choice Checking”. With Choice Checking, you can choose the account that best meets your needs. All of our Choice Checking accounts feature:
| Free Visa Check Cards |
Privilege Pay* |
| Free Home Banking Access |
Free Payroll Deduction/Direct Deposit |
| Optional Overdraft Protection* |
Access to over 28,000 Surcharge Free ATMs Nationwide |
| Free Premium Bill Payment Services |
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Whether you are a strong user of electronic services, or desire to earn interest on your funds, SBCU has the right account for you:

VISA® Check Card
SBCU Visa Cards are accepted worldwide. Enjoy access to hotel accommodations, transportation, entertainment and cash when you need it ... at affordable rates and terms that are customized specifically for our Credit Union member-owners. Call or stop by one of the branches and speak to a Member Service Representative to apply for a VISA Check Card.
ATM Card
If you did not get and ATM card when you opened your checking account, need a replacement card, or a card for your spouse, call or stop by one the branches and speak to a member Services Representative.
It’s EASY to Apply!
To apply for a Visa Check or ATM Card, click on this link, or pick up an application at the branch. It’s that easy.
*These services require account holders to meet certain qualifications including but not limited to credit verification, age of account, use of direct deposit, and account standing.