New & Used Vehicle Loans
Credit Union member/ownership makes vehicle ownership easier! Whether you’re in the market for a new or quality used vehicle, finance your purchase at the same low rate and easy terms:
- Up to 120% financing, including tax, license & SBCU Mechanical Breakdown Insurance
- Up to 84 month financing depending on vehicle purchase price
- Payroll Deduction available as a convenient repayment option
Financing also is available for RVs, motorcycles and boats. Ask us for details!
How to Apply
To apply for any personal or auto loan, sign into Home Banking or pick up an application at the branch and return it to SBCU postage-paid. You can also download the application here.
If you have any questions or would like assistance, please stop by one of our branches, call us at (310)374-3436 or email us at sbcu@southbaycu.com.
Financial Tools
South Bay Credit Union (SBCU) offers several convenient and time-saving ways to locate a new or used vehicle at a great value. Access our convenient calculators to see how much your payment would be, how fast you can payoff your existing loan, and many other scenarios. If you would like information on helpful ways that you can easily shop for a vehicle online while obtaining financing with SBCU, click here.
Loan Pre-approval
Arrange loan pre-approval and you’ll enjoy a buyer’s advantage, since dealers will know you are free to take the best offer. Pre-approval also makes it easier to shop within your budget.
Other Member Benefits
We have made arrangements with several partners to offer you discounted programs including auto insurance, mechanical breakdown insurance (also known as extended warranties) and GAP insurance. Visit our Member Benefits page for more details.
