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Car Loan Solutions Made Easy

New, Used or Refinanced Vehicle Loans

Credit Union member/ownership makes vehicle ownership easier! Whether you’re in the market for a new or quality used vehicle, finance your purchase at the same low rate and easy terms:

  • Up to 120% financing, including tax, license & SBCU Mechanical Breakdown Insurance
  • Up to 84 month financing depending on vehicle purchase price
  • 60 days until first payment due & payment vacations for eligible loans
  • Payroll Deduction available as a convenient repayment option
  • First time auto buyers and credit rebuilding programs available
  • No application fees, hidden closing costs or early-payoff penalities

Financing also is available for RVs, motorcycles and boats. Ask us for details!

How to Apply
Apply online in minutes!  To apply for any personal or auto loan, apply online or pick up an application at the branch and return it to SBCU postage-paid. You can also download the application here.

If you have any questions or would like assistance, please stop by one of our branches, call us at (310)374-3436 or email us at

Financial Tools
South Bay Credit Union (SBCU) offers several convenient and time-saving ways to locate a new or used vehicle at a great value. Access our convenient calculators to see how much your payment would be, how fast you can payoff your existing loan, and many other scenarios.  If you would like information on helpful ways that you can easily shop for a vehicle online while obtaining financing with SBCU, click here.

Loan Pre-approval
Arrange loan pre-approval and you’ll enjoy a buyer’s advantage, since dealers will know you are free to take the best offer. Pre-approval also makes it easier to shop within your budget.

Other Member Benefits 
We have made arrangements with several partners to offer you discounted programs including auto insurance, mechanical breakdown insurance (also known as extended warranties) and GAP insurance.  Visit our Member Benefits page for more details. 

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You can shop Autoland’s large vehicle selection, calculate payments, configure a car, and compare new or used vehicles, all without having to leave your home or office. When you request a quote, a Member Service Representative will connect you to a Consultant who will give you expert advice to help make your decision easy and hassle-free. Find a car now by clicking on the Autoland logo!

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Copyright 2010-2013 South Bay Credit Union. All rights reserved.
Web Site Design and Content Management by JSS Enterprises, Inc.

APR=Annual Percentage Rate. Sample auto loan of at 48 months, for well qualified borrowers. Sample 0.00% APR credit card balance
transfers for 6 months. Purchases and cash advances are subject to standard rates. All loans subject to borrower and property qualifications. Not all applicants
may be approved. Loan and deposit rates are subject to change without notice. Conditions, restrictions, and terms may apply.

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